Sort by Rate from Rate up to Max term Max amount Processing fee Insurance (per year)
National Housing Trust (NHT) Indicative
Loan type mortgage
Lender government
Rate from 0%
Rate up to 5%
Rate type fixed
Max term 360 months
Max amount J$7,500,000
Processing fee 0%
Insurance (per year) 0.5%
Benefit limits and income bands apply. Can be combined with a bank or JN mortgage.
Development Bank of Jamaica (DBJ) Indicative
Loan type business
Lender development bank
Rate from 6%
Rate up to 12%
Rate type fixed
Max term 120 months
Max amount J$200,000,000
Processing fee 1%
Insurance (per year) —
DBJ wholesale funds are lent through banks, credit unions and MFIs; the AFI sets the final rate.
Development Bank of Jamaica (DBJ) Indicative
Loan type agriculture
Lender development bank
Rate from 6%
Rate up to 11%
Rate type fixed
Max term 120 months
Max amount J$100,000,000
Processing fee 1%
Insurance (per year) —
Loan type education
Lender government
Rate from 6%
Rate up to 9.5%
Rate type fixed
Max term 96 months
Max amount J$2,500,000
Processing fee 0%
Insurance (per year) 0.5%
Loan type export / trade
Lender development bank
Rate from 7%
Rate up to 11%
Rate type fixed
Max term 84 months
Max amount J$150,000,000
Processing fee 1%
Insurance (per year) —
JMD and USD facilities. Short-term trade financing, lines of credit and medium-term loans.
Loan type mortgage
Lender bank
Rate from 7.5%
Rate up to 9.5%
Rate type fixed then variable
Max term 420 months
Max amount J$60,000,000
Processing fee 1%
Insurance (per year) 0.55%
Loan type business
Lender development bank
Rate from 8%
Rate up to 12%
Rate type fixed
Max term 60 months
Max amount J$25,000,000
Processing fee 1%
Insurance (per year) —
COK Sodality Co-operative Credit Union Indicative
Loan type mortgage
Lender credit union
Rate from 8.25%
Rate up to 9.5%
Rate type variable
Max term 360 months
Max amount J$40,000,000
Processing fee 1%
Insurance (per year) 0.5%
CIBC Caribbean (FirstCaribbean) Indicative
Loan type mortgage
Lender bank
Rate from 8.5%
Rate up to 9.75%
Rate type variable
Max term 360 months
Max amount J$80,000,000
Processing fee 1%
Insurance (per year) 0.55%
NCB (National Commercial Bank) Indicative
Loan type mortgage
Lender bank
Rate from 8.5%
Rate up to 10%
Rate type variable
Max term 420 months
Max amount J$60,000,000
Processing fee 1%
Insurance (per year) 0.55%
Loan type mortgage
Lender bank
Rate from 8.75%
Rate up to 10%
Rate type variable
Max term 360 months
Max amount J$60,000,000
Processing fee 1%
Insurance (per year) 0.55%
Loan type mortgage
Lender bank
Rate from 8.95%
Rate up to 10.25%
Rate type variable
Max term 360 months
Max amount J$60,000,000
Processing fee 1%
Insurance (per year) 0.55%
COK Sodality Co-operative Credit Union Indicative
Loan type auto
Lender credit union
Rate from 9%
Rate up to 11%
Rate type fixed
Max term 96 months
Max amount J$12,000,000
Processing fee 1%
Insurance (per year) 0.25%
First Heritage Co-operative Credit Union Indicative
Loan type education
Lender credit union
Rate from 9%
Rate up to 12%
Rate type fixed
Max term 60 months
Max amount J$3,000,000
Processing fee 1%
Insurance (per year) —
Jamaica Co-operative Credit Union League (member CUs) Indicative
Loan type agriculture
Lender credit union
Rate from 9%
Rate up to 14%
Rate type fixed
Max term 60 months
Max amount J$10,000,000
Processing fee 1%
Insurance (per year) —
Loan type mortgage
Lender bank
Rate from 9.15%
Rate up to 10.5%
Rate type variable
Max term 360 months
Max amount J$80,000,000
Processing fee 1%
Insurance (per year) 0.55%
NCB (National Commercial Bank) Indicative
Loan type auto
Lender bank
Rate from 9.5%
Rate up to 12%
Rate type fixed
Max term 96 months
Max amount J$15,000,000
Processing fee 2%
Insurance (per year) 0.3%
Loan type auto
Lender bank
Rate from 9.5%
Rate up to 11.5%
Rate type fixed
Max term 96 months
Max amount J$15,000,000
Processing fee 2%
Insurance (per year) 0.3%
Loan type auto
Lender bank
Rate from 9.75%
Rate up to 12%
Rate type fixed
Max term 96 months
Max amount J$15,000,000
Processing fee 1.5%
Insurance (per year) 0.3%
Loan type auto
Lender bank
Rate from 9.75%
Rate up to 12%
Rate type fixed
Max term 96 months
Max amount J$15,000,000
Processing fee 2%
Insurance (per year) 0.3%
Loan type auto
Lender bank
Rate from 10%
Rate up to 12.5%
Rate type fixed
Max term 84 months
Max amount J$12,000,000
Processing fee 2%
Insurance (per year) 0.3%
NCB (National Commercial Bank) Indicative
Loan type business
Lender bank
Rate from 10%
Rate up to 16%
Rate type variable
Max term 120 months
Max amount J$100,000,000
Processing fee 1.5%
Insurance (per year) —
National People's Co-operative Bank (PC Bank) Indicative
Loan type agriculture
Lender credit union
Rate from 10%
Rate up to 18%
Rate type fixed
Max term 60 months
Max amount J$20,000,000
Processing fee 1.5%
Insurance (per year) —
Loan type auto
Lender bank
Rate from 10.35%
Rate up to 12.5%
Rate type fixed
Max term 96 months
Max amount J$20,000,000
Processing fee 2%
Insurance (per year) 0.3%
COK Sodality Co-operative Credit Union Indicative
Loan type personal
Lender credit union
Rate from 10.5%
Rate up to 16%
Rate type fixed
Max term 84 months
Max amount J$5,000,000
Processing fee 1%
Insurance (per year) 0.25%
Loan type business
Lender bank
Rate from 10.5%
Rate up to 16%
Rate type variable
Max term 120 months
Max amount J$100,000,000
Processing fee 1.5%
Insurance (per year) —
First Heritage Co-operative Credit Union Indicative
Loan type personal
Lender credit union
Rate from 11%
Rate up to 17%
Rate type fixed
Max term 72 months
Max amount J$4,000,000
Processing fee 1%
Insurance (per year) 0.25%
Loan type personal
Lender bank
Rate from 12%
Rate up to 18%
Rate type fixed
Max term 72 months
Max amount J$4,000,000
Processing fee 2%
Insurance (per year) 0.35%
Loan type personal
Lender bank
Rate from 12.5%
Rate up to 18%
Rate type fixed
Max term 72 months
Max amount J$5,000,000
Processing fee 1.5%
Insurance (per year) 0.35%
Loan type personal
Lender bank
Rate from 13%
Rate up to 19%
Rate type fixed
Max term 84 months
Max amount J$6,000,000
Processing fee 2.5%
Insurance (per year) 0.35%
CIBC Caribbean (FirstCaribbean) Indicative
Loan type personal
Lender bank
Rate from 13.5%
Rate up to 19%
Rate type fixed
Max term 84 months
Max amount J$5,000,000
Processing fee 2%
Insurance (per year) 0.35%
Loan type personal
Lender bank
Rate from 14%
Rate up to 19%
Rate type fixed
Max term 60 months
Max amount J$3,000,000
Processing fee 2%
Insurance (per year) 0.35%
National People's Co-operative Bank (PC Bank) Indicative
Loan type personal
Lender credit union
Rate from 14%
Rate up to 20%
Rate type fixed
Max term 60 months
Max amount J$3,000,000
Processing fee 1.5%
Insurance (per year) —
NCB (National Commercial Bank) Indicative
Loan type personal
Lender bank
Rate from 14.5%
Rate up to 20%
Rate type fixed
Max term 84 months
Max amount J$5,000,000
Processing fee 2%
Insurance (per year) 0.35%
Loan type personal
Lender bank
Rate from 15%
Rate up to 20%
Rate type fixed
Max term 84 months
Max amount J$5,000,000
Processing fee 2%
Insurance (per year) 0.35%
Loan type micro
Lender micro-lender
Rate from 24%
Rate up to 42%
Rate type fixed
Max term 36 months
Max amount J$5,000,000
Processing fee 3%
Insurance (per year) 0.5%
Loan type micro
Lender micro-lender
Rate from 30%
Rate up to 60%
Rate type flat (add-on)
Max term 24 months
Max amount J$5,000,000
Processing fee 3%
Insurance (per year) 0.5%
Access Financial Services Indicative
Loan type personal
Lender micro-lender
Rate from 36%
Rate up to 55%
Rate type flat (add-on)
Max term 36 months
Max amount J$2,000,000
Processing fee 3%
Insurance (per year) 0.5%
Loan type personal
Lender micro-lender
Rate from 36%
Rate up to 60%
Rate type flat (add-on)
Max term 24 months
Max amount J$2,000,000
Processing fee 3%
Insurance (per year) —
Kris An Charles Investments Indicative
Loan type personal
Lender micro-lender
Rate from 36%
Rate up to 60%
Rate type flat (add-on)
Max term 24 months
Max amount J$1,500,000
Processing fee 3%
Insurance (per year) —
Loan type micro
Lender micro-lender
Rate from 36%
Rate up to 60%
Rate type flat (add-on)
Max term 24 months
Max amount J$2,000,000
Processing fee 3%
Insurance (per year) —
Loan type micro
Lender micro-lender
Rate from 36%
Rate up to 60%
Rate type flat (add-on)
Max term 24 months
Max amount J$1,500,000
Processing fee 3%
Insurance (per year) —
Access Financial Services Indicative
Loan type micro
Lender micro-lender
Rate from 38%
Rate up to 60%
Rate type flat (add-on)
Max term 24 months
Max amount J$1,000,000
Processing fee 3%
Insurance (per year) 0.5%
Quoted by the lender as a monthly rate; shown here annualised.
Sprint Financial Services Indicative
Loan type personal
Lender micro-lender
Rate from 40%
Rate up to 72%
Rate type flat (add-on)
Max term 18 months
Max amount J$1,000,000
Processing fee 3%
Insurance (per year) —
Courts Ready Cash (Unicomer) Indicative
Loan type personal
Lender retailer
Rate from 42%
Rate up to 60%
Rate type flat (add-on)
Max term 36 months
Max amount J$1,500,000
Processing fee —
Insurance (per year) 0.8%
Sprint Financial Services Indicative
Loan type salary advance
Lender micro-lender
Rate from 60%
Rate up to 120%
Rate type flat (add-on)
Max term 3 months
Max amount J$300,000
Processing fee 5%
Insurance (per year) —
About these figures. Rates are headline rates published by each lender and vary with your credit profile, security and term. Fees (processing, legal, valuation, stamp duty, insurance) are typical published figures. Confirm with the lender before applying. Spotted a wrong number? Report it and we will check it within a day.
