ICWI (Insurance Company of the West Indies)
IndicativeICWI Home
Coverbuildings
Rate (% of sum insured/yr)0.6%
Hurricane/earthquake excess2%
Min sum insuredJ$5,000,000
Flood cover✓ Yes
Payment plan✓ Yes
🏠 Home Insurance
Buildings and contents cover, hurricane excess and premium rates.
Advantage General Insurance
IndicativeAdvantage Home Cover
Coverbuildings + contents
Rate (% of sum insured/yr)0.65%
Hurricane/earthquake excess2%
Min sum insuredJ$5,000,000
Flood cover✓ Yes
Payment plan✓ Yes
JN General Insurance
IndicativeJNGI Home Shield
Coverbuildings + contents
Rate (% of sum insured/yr)0.65%
Hurricane/earthquake excess2%
Min sum insuredJ$4,000,000
Flood cover✓ Yes
Payment plan✓ Yes
British Caribbean Insurance Company (BCIC)
IndicativeBCIC Homeowners
Coverbuildings + contents
Rate (% of sum insured/yr)0.7%
Hurricane/earthquake excess2%
Min sum insuredJ$5,000,000
Flood cover✓ Yes
Payment plan✓ Yes
GK General Insurance
IndicativeGK Home Protect
Coverbuildings + contents
Rate (% of sum insured/yr)0.75%
Hurricane/earthquake excess2%
Min sum insuredJ$5,000,000
Flood cover✓ Yes
Payment plan✓ Yes
Key Insurance
IndicativeKey Home
Covercontents
Rate (% of sum insured/yr)0.9%
Hurricane/earthquake excess2.5%
Min sum insuredJ$1,000,000
Flood cover✗ No
Payment plan✓ Yes
About these figures. Home premiums depend on construction, location and sum insured. Hurricane/earthquake excess is usually a percentage of the sum insured. Spotted a wrong number? Report it and we will check it within a day.