CompareJAby CRM Jamaica Group
National Housing Trust (NHT)

NHT Home Loan

Indicative
Loan typemortgage
Lendergovernment
Rate from0%
Rate up to5%
Rate typefixed
Max term360 months
Max amountJ$7,500,000
Processing fee0%
Processing fee (flat)โ€”
Legal / documentation fee0.5%
Valuation / inspection feeโ€”
Stamp duty & registrationJ$5,000
Insurance (per year)Creditor-life / peril insurance the lender requires, as % of the loan per year0.5%
Other one-off feesโ€”
Late payment feeโ€”
Security requiredThe property
Who it suitsContributors โ€” rate banded by income (0%, 2%, 4%, 5%)

What this really costs

Benefit limits and income bands apply. Can be combined with a bank or JN mortgage.

Source: www.nht.gov.jm ยท Last verified: not yet ยท Rates are headline rates published by each lender and vary with your credit profile, security and term. Fees (processing, legal, valuation, stamp duty, insurance) are typical published figures. Confirm with the lender before applying.

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