Sort by Implied interest rate Rate up to Minimum deposit Max term Admin / documentation fee Payment protection insurance (per year) Late payment fee
Courts Jamaica (Unicomer) Indicative
Plan promotional (0%)
Implied interest rate 0%
Rate up to 0%
Minimum deposit 20%
Max term 12 months
Admin / documentation fee J$2,500
Payment protection insurance (per year) 0.8%
Late payment fee J$1,500
Rebate for early settlement ✓ Yes
Notes Selected items, short term — the admin fee and insurance still apply
Plan promotional (0%)
Implied interest rate 0%
Rate up to 0%
Minimum deposit 25%
Max term 6 months
Admin / documentation fee J$2,000
Payment protection insurance (per year) 0.8%
Late payment fee J$1,500
Rebate for early settlement ✓ Yes
Notes Selected items, 6 months
Courts Jamaica (Unicomer) Indicative
Plan standard
Implied interest rate 42%
Rate up to 55%
Minimum deposit 10%
Max term 36 months
Admin / documentation fee J$2,500
Payment protection insurance (per year) 0.8%
Late payment fee J$1,500
Rebate for early settlement ✓ Yes
Notes Furniture, appliances, electronics; Ready Finance account
Plan standard
Implied interest rate 45%
Rate up to 60%
Minimum deposit 10%
Max term 36 months
Admin / documentation fee J$2,000
Payment protection insurance (per year) 0.8%
Late payment fee J$1,500
Rebate for early settlement ✓ Yes
Notes Appliances, furniture, electronics
About these figures. Hire-purchase rates are the implied annual interest on the cash price after deposit, worked out from the retailer's published instalment examples. Goods remain the retailer's property until paid off. Spotted a wrong number? Report it and we will check it within a day.
